Our Services

Our Services

We Offer Competitive Intelligence In Major Product Areas

We have extensive experience surveying and reporting in major products and services categories. Our survey reports will compare your products against the information we have obtained about your competitors.

Deposit Products

Product offerings, fees, and other information on customary banking activity (consumer and small business checking, savings, money market, and CD products), including:

  • Monthly fees and waivers
  • Statement fees
  • Interest calculations and tiers
  • Package benefits 
  • Service fees, including:
    • Stop payments
    • Overdraft
    • Debit card
    • Wire transfers
    • Online and mobile banking

Private Banking

Product offerings, fees, and other information on customary banking activity for mass affluent and high net worth individuals, including:

  • Thresholds of programs
  • Deposit account offerings
  • Interest Rates
    • Standard
    • Relationship
    • Promotional

Wealth Management/Brokerage

Fee schedules and/or proposals on various services provided in the high net worth and/or ultra-high net worth segment, including: 

  • Trusts
  • Investment management
  • Estate services
  • Asset custody
  • Managed account services
  • Brokerage offerings

Treasury Management

Product offerings, fees, and other information on commercial treasury services including:

  • Lockbox
  • ACH
  • Wire transfers
  • Information reporting
  • Account reconciliation services
  • Sweep accounts
  • Remote deposit capture

Lending

Product offerings, terms, fees, rates, and promotions for customers with credit needs (personal, small business, and commercial lending offerings), including:

  • Term loans
  • Lines of credit
  • Equipment loans
  • Equity lines and loans

Mortgages

Product offerings to businesses and consumers requiring a mortgage on a property, including:

  • Fixed
  • Adjustable
  • Construction
  • Owner and non-owner occupied
  • Jumbo loans
  • Information includes:
    • Product description
    • Underwriting criteria
    • Fees
    • Rates (fixed and adjustable)
    • Discounts with relationships
    • Miscellaneous closing fees

Merchant Services

Product offerings, fees, and other information on merchant services processing, including:

  • Equipment
  • Credit card processing
  • Debit card processing

Letters of Credit

Comparison of terms and fees on international letters of credit, including:

  • Import
  • Export
  • Standby
  • Documentary collections

Earnings Credit Rates

Earning credit rates on analyzed accounts offered to small business and mid-market clients, including:

  • Earnings credit rates
  • Deposit assessment fees
  • Hybrid account interest rates

Custom Requests

If you don’t see a particular product or service listed, don’t hesitate to contact us. Since we have experience with a wide variety of financial products, we would be happy to work with you on a custom method and report that fits your needs.